Terms & Conditions

Last Updated: 02 - 25 - 2025

Welcome to VantagPay! By accessing or using our platform, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services.

1. Introduction

These Terms & Conditions govern your use of VantagPay and apply to all users, including individuals and businesses using our crypto-to-fiat transactions, money transfers, exchanges, and payment solutions.

2. Eligibility

To use our services, you must:
✅ Be at least 18 years old
✅ Provide accurate and complete personal information
✅ Not be restricted by any legal or regulatory obligations

We may suspend or terminate your account if any information is found to be false or misleading.

3. Account Registration & Security

• You must create an account with a valid email and phone number.
• You are responsible for maintaining the confidentiality of your account credentials.
• Notify us immediately if you suspect unauthorized access to your account.

4. Transactions & Payments

• Crypto & Fiat Exchanges: Transactions are processed based on real-time market rates and cannot be reversed once completed.
• Money Transfers: Ensure recipient details are accurate before confirming transactions.
• Transaction Fees: Fees may apply depending on the type of transaction and payment method.

VantagPay is not liable for errors caused by incorrect user information or third-party service failures.

5. Prohibited Activities

You agree NOT to use our platform for:
❌ Fraudulent, illegal, or unauthorized transactions
❌ Money laundering, terrorist financing, or financial crimes
❌ Circumventing security features or accessing unauthorized accounts

Violating these terms may result in account suspension or legal action.

6. Security & Compliance

We implement industry-leading security measures to protect user data and transactions. However, we are not responsible for losses due to:

• User negligence (e.g., sharing passwords, falling for scams)
• Unauthorized third-party access
• Network failures beyond our control

7. Refunds & Cancellations

• Crypto transactions & exchanges are final and non-refundable.
• Money transfers cannot be reversed once processed.
• Refunds are only possible in exceptional cases, subject to review.

8. Limitation of Liability

VantagPay is not liable for:
❌ Financial losses due to incorrect transaction details entered by users
❌ Fluctuations in exchange rates affecting transaction value
❌ Service disruptions caused by third-party providers, regulatory changes, or unforeseen technical issues

Our liability is limited to the extent permitted by law.

9. Changes to Terms & Conditions

VantagPay reserves the right to modify these Terms at any time. Continued use of our services after updates constitutes acceptance of the revised Terms.

10. Contact Us

For questions or support, contact us:

📩 Email: support@vantagpay.com
🌍 Website: [www.vantagpay.com]

By using VantagPay, you confirm that you understand and agree to these Terms & Conditions.